The "Un"Official Lifepath Unlimited Blog
People Paying 500 Dollars For A Merchant Account ? WOW
To see how a merchant account can be had FOR free or as little as $90.00 for application and setup
http://credit-card-processing-review.toptenreviews.com/
If you spent $500.00 on a merchant account you spent too much also, these merchant accounts are only good for processing orders up to $3,000.00 before your business gets audited by your provider, hey credit card fraud is real and BIG BUSINESS. Your provider certainly does not want to be on the hook for such high amounts, and that’s why so many in this industry utilize wire transfer for the bigger ticket items.
Anyone think a 25k charge to a credit card is not going to meet scrutiny by both the card issuer and merchant provider ? You bet your ass it will.
So tell me why are we charging our associates 500 bux to set up a merchant account ? WOW
| Rank | #1 | #2 | #3 | #4 | #5 | #6 | #7 | #8 | #9 | #10 |
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Flagship Merchant Services | Merchant Warehouse | goEmerchant Merchant Accounts | Chase Paymentech | The Transaction Group | Merchant Accounts Express | First Data | Gotmerchant | Electronic Transfer Inc. | Charge |
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| P.O.S./Swiper Based | |
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| View Specifications | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! | Go! |
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| Average Approval Rating | 98% | 99% | 99% | 98% | 95% | 98% | 99% | 99% | 98% | 98% |
| Account Setup Time (days) | |
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2 | 3 | 2 | 1-2 | |
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| Required Monthly Fees | ||||||||||
| Gateway Fee | $10.00 | $5.00 | $14.95 | $10.00 | $15.00 | $14.95 | $19.95 | $9.95 | $10.00 | $16.95 |
| Statement Fee | $7.95 | $7.95 | $7.95 | $7.50 | $10.00 | $5.00 | $10.00 | $10.00 | $10.00 | $10.00 |
| Monthly Minimum | $20.00 | $25.00 | $15.00 | $25.00 | $25.00 | $15.00 | $25.00 | $20.00 | $25.00 | |
| Transaction Fees | ||||||||||
| Average Discount Rate (internet) | 2.14% | 2.19% | 2.14% | 2.15% | 2.20% | 2.27% | 2.19% | 2.19% | 2.25% | 2.25% |
| Average Discount Rate (retail) | 1.59% | 1.69% | 1.71% | 1.77% | 1.75% | 1.69% | 1.59% | 1.69% | 1.69% | 1.79% |
| Transaction Fee (internet) | $0.24 | $0.21 | $0.25 | $0.24 | $0.20 | $0.24 | $0.25 | $0.25 | $0.29 | $0.25 |
| Transaction Fee (retail) | $0.21 | $0.21 | $0.25 | $0.24 | $0.20 | $0.19 | $0.30 | $0.25 | $0.25 | $0.25 |
| Address Verification Fee | $0.05 | $0.05 | $0.00 | $0.00 | $0.05 | $0.05 | $0.05 | $0.05 | $0.10 | $0.05 |
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| Payment Gateway | First Data | |
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Orbital | Auth | Auth | First Data Global Gateway | Auth & others | Fast Charge | Auth |
| Merchant Account | |
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| P.O.S. Credit Card Swiper | |
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| Clear the Account (Days) | 2 | 1.5 | 2 | 2 | 2 | 2 | 2 | 1-3 | 2 | 2 |
| Offers eCheck | |
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| Shopping Cart Available | |
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| Recurring Billing | |
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| Real Time Processing | |
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| Support Hours | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 | 24/7 |
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The purpose of this blog is to motivate, stimulate and educate. I am in no way affiliated with Lifepath Unlimited, but act solely as a coach. I sort of adopt most of my clients, and act as their sponsor, since we know that some of these guys out there know nothing about leadership and building your business. Read more in this blog or CONTACT ME: I encourage it! Contempo at 708-714-1680 Also check out my new affiliate site 17 sleeve see how I use this affiliate site to generate over 12K a month on autopilot, if you would like to learn more, on how I can set up the same for you, simply give me a call 708-714-1680
| Print article | This entry was posted by admin on February 25, 2010 at 10:43 am, and is filed under Lifepath Unlimited. Follow any responses to this post through RSS 2.0. You can leave a response or trackback from your own site. |
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